Side-by-side · Q2 2026 data
Ksw Federal Credit Union vs Maine State Credit Union
Metric by metric
| Measure | Ksw Federal Credit Union | Maine State Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 59 |
| Capital cushion | 96 (stronger) | 48 |
| Loan quality | 66 | 74 (stronger) |
| Earnings | 100 (stronger) | 31 |
| Funding & liquidity | 71 | 73 (stronger) |
| Problem-loan coverage | 89 (stronger) | 88 |
| Peer percentile | 87th | 19th |
| Total assets | $122.2M | $805.9M |
| Deposits / shares | $104.5M | $696.5M |
| Capital ratio | 14.59% (stronger) | 9.78% |
| Problem loans | 1.02% | 0.79% (stronger) |
| Net charge-offs | 0.17% (stronger) | 0.47% |
| Return on assets | 2.08% (stronger) | 0.26% |
| Loans ÷ deposits | 89.1% | 87.6% (stronger) |
| Uninsured deposits | 8.9% (stronger) | 12.3% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.9% |
Ksw Federal Credit Union has the higher TellerScore (85 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Ksw Federal Credit Union leads on 5 and Maine State Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.