Side-by-side · Q2 2026 data
L G & W Federal Credit Union vs Olivet Baptist Credit Union
Metric by metric
| Measure | L G & W Federal Credit Union | Olivet Baptist Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 80 |
| Capital cushion | 100 | 100 |
| Loan quality | 89 (stronger) | 55 |
| Earnings | 72 (stronger) | 59 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 97th | 65th |
| Total assets | $115.1M | $611K |
| Deposits / shares | $91.0M | $516K |
| Capital ratio | 21.71% (stronger) | 15.03% |
| Problem loans | 0.32% (stronger) | 1.36% |
| Net charge-offs | 0.71% | 0.00% (stronger) |
| Return on assets | 1.30% (stronger) | 0.97% |
| Loans ÷ deposits | 34.9% (stronger) | 36.2% |
| Uninsured deposits | 7.2% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
L G & W Federal Credit Union has the higher TellerScore (92 vs 80). On the 7 directional measures above (where higher or lower is clearly better), L G & W Federal Credit Union leads on 5 and Olivet Baptist Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.