Side-by-side · Q2 2026 data
L R F D Federal Credit Union vs River Town Federal Credit Union
Credit union
L R F D Federal Credit Union
Little Rock, Arkansas · Under $100 million in assets
Credit union
River Town Federal Credit Union
Fort Smith, Arkansas · Under $100 million in assets
Metric by metric
| Measure | L R F D Federal Credit Union | River Town Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 76 (stronger) |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 0 | 92 (stronger) |
| Earnings | 57 (stronger) | 0 |
| Funding & liquidity | 82 | 92 (stronger) |
| Problem-loan coverage | 51 | 98 (stronger) |
| Peer percentile | 20th | 54th |
| Total assets | $18.4M | $15.2M |
| Deposits / shares | $15.0M | $12.9M |
| Capital ratio | 17.76% (stronger) | 14.87% |
| Problem loans | 6.75% | 0.24% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.04% |
| Return on assets | 0.93% (stronger) | -1.33% |
| Loans ÷ deposits | 78.6% | 67.8% (stronger) |
| Uninsured deposits | 0.3% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
River Town Federal Credit Union has the higher TellerScore (76 vs 59). On the 7 directional measures above (where higher or lower is clearly better), L R F D Federal Credit Union leads on 3 and River Town Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.