L R F D Federal Credit Union (NCUA charter #6725) is based in Little Rock, Arkansas. Its Q2 2026 call report shows $18.4M in total assets and $15.0M in member shares and deposits and 3 offices.
Based on its Q2 2026 filing, L R F D Federal Credit Union scores 59/100, which we describe as moderate. That is higher than only 20% of 2,479 credit unions with under $100 million in assets. Among 46 credit unions headquartered in Arkansas, it ranks 38th. Its strongest component is capital cushion (100/100; 17.76%), and its lowest is loan quality (0/100; 6.75%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (58 → 59).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 69 |
| Q3 2024 | 60 |
| Q4 2024 | 60 |
| Q1 2025 | 53 |
| Q2 2025 | 58 |
| Q3 2025 | 62 |
| Q4 2025 | 58 |
| Q1 2026 | 56 |
| Q2 2026 | 59 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 19.63% |
| Q3 2024 | 19.50% |
| Q4 2024 | 18.68% |
| Q1 2025 | 18.46% |
| Q2 2025 | 19.24% |
| Q3 2025 | 18.62% |
| Q4 2025 | 19.14% |
| Q1 2026 | 19.11% |
| Q2 2026 | 17.76% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.41% |
| Q3 2024 | 2.88% |
| Q4 2024 | 2.52% |
| Q1 2025 | 3.31% |
| Q2 2025 | 5.36% |
| Q3 2025 | 5.23% |
| Q4 2025 | 7.07% |
| Q1 2026 | 5.44% |
| Q2 2026 | 6.75% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.25% |
| Q3 2024 | 0.69% |
| Q4 2024 | 0.27% |
| Q1 2025 | -0.12% |
| Q2 2025 | 0.70% |
| Q3 2025 | 1.15% |
| Q4 2025 | 0.88% |
| Q1 2026 | 0.56% |
| Q2 2026 | 0.93% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 59 | $18.4M | 17.76% | 6.75% | 0.93% | 78.6% |
| Q1 2026 | 56 | $16.8M | 19.11% | 5.44% | 0.56% | 82.7% |
| Q4 2025 | 58 | $16.7M | 19.14% | 7.07% | 0.88% | 82.4% |
| Q3 2025 | 62 | $17.1M | 18.62% | 5.23% | 1.15% | 77.5% |
| Q2 2025 | 58 | $16.1M | 19.24% | 5.36% | 0.70% | 82.2% |
| Q1 2025 | 53 | $16.5M | 18.46% | 3.31% | -0.12% | 80.3% |
| Q4 2024 | 60 | $16.3M | 18.68% | 2.52% | 0.27% | 81.2% |
| Q3 2024 | 60 | $15.8M | 19.50% | 2.88% | 0.69% | 86.0% |
| Q2 2024 | 69 | $15.4M | 19.63% | 1.41% | 0.25% | 90.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Arkansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Electric CooperativesCredit union Little Rock, AR | 94 out of 100, Very strong | $18.6M | 15.2% | 0.08% | vs |
| Lion Federal Credit UnionCredit union El Dorado, AR | 92 out of 100, Very strong | $18.0M | 18.7% | 0.09% | vs |
| Northwest Arkansas Federal Credit UnionCredit union Fayetteville, AR | 66 out of 100, Moderate | $19.8M | 9.6% | 0.91% | vs |
| White County Federal Credit UnionCredit union Searcy, AR | 65 out of 100, Moderate | $17.0M | 17.7% | 2.58% | vs |
| River Town Federal Credit UnionCredit union Fort Smith, AR | 76 out of 100, Strong | $15.2M | 14.9% | 0.24% | vs |
| Two Rivers Federal Credit UnionCredit union Arkadelphia, AR | 39 out of 100, Low | $13.8M | 12.1% | 3.89% | vs |
Deposit insurance
Is my money safe at L R F D Federal Credit Union?
Yes. L R F D Federal Credit Union is a federally insured credit union (NCUA charter #6725). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.3% of shares and deposits ($46K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 17.76%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
L R F D Federal Credit Union lists 3 offices in 1 city. Most locations:
- Little Rock, AR (3)
Identity & history
Profile
- Legal name
- L R F D Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 6725
- RSSD ID
- 681584
- Primary regulator
- NCUA
- Established
- 1950
- Headquarters
- 210 S Gaines St, Little Rock, AR 72201
- Employees
- 4
Quick answers
L R F D Federal Credit Union: common questions
Is L R F D Federal Credit Union NCUA insured?
Yes. L R F D Federal Credit Union is a federally insured credit union (NCUA charter #6725). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is L R F D Federal Credit Union's TellerScore?
59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does L R F D Federal Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Little Rock
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Electric CooperativesCredit union Little Rock, AR | 94 out of 100, Very strong | $18.6M | 15.2% | 0.08% | vs |
| First Security BankBank Searcy, AR | 92 out of 100, Very strong | $8.6B | 15.6% | 0.14% | vs |
| Arkansas Health Center Federal Credit UnionCredit union Benton, AR | 91 out of 100, Very strong | $9.8M | 16.9% | 0.38% | vs |
| Producers Bank & TrustBank Mcgehee, AR | 90 out of 100, Very strong | $213.2M | 22.1% | 0.00% | vs |
| Peoples BankBank Sheridan, AR | 90 out of 100, Very strong | $313.8M | 13.3% | 0.03% | vs |
| Telcoe Federal Credit UnionCredit union Little Rock, AR | 89 out of 100, Very strong | $503.4M | 20.2% | 0.12% | vs |