Side-by-side · Q2 2026 data
LA Capitol Federal Credit Union vs Engage Federal Credit Union
Credit union
LA Capitol Federal Credit Union
Baton Rouge, Louisiana · $100 million – $1 billion
Credit union
Engage Federal Credit Union
Natchitoches, Louisiana · Under $100 million in assets
Metric by metric
| Measure | LA Capitol Federal Credit Union | Engage Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 86 (stronger) |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 52 | 68 (stronger) |
| Earnings | 54 | 100 (stronger) |
| Funding & liquidity | 71 (stronger) | 63 |
| Problem-loan coverage | 83 | 93 (stronger) |
| Peer percentile | 41st | 80th |
| Total assets | $798.4M | $28.5M |
| Deposits / shares | $645.3M | $22.0M |
| Capital ratio | 13.10% | 21.59% (stronger) |
| Problem loans | 1.43% | 0.95% (stronger) |
| Net charge-offs | 1.11% | 0.25% (stronger) |
| Return on assets | 0.84% | 2.21% (stronger) |
| Loans ÷ deposits | 89.7% (stronger) | 97.4% |
| Uninsured deposits | 8.7% | 0.1% (stronger) |
| Offices | 11 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 48.6% | — |
Engage Federal Credit Union has the higher TellerScore (86 vs 67). On the 7 directional measures above (where higher or lower is clearly better), LA Capitol Federal Credit Union leads on 1 and Engage Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.