Side-by-side · Q2 2026 data
LA Loma Federal Credit Union vs First California Federal Credit Union
Credit union
First California Federal Credit Union
Fresno, California · $100 million – $1 billion
Metric by metric
| Measure | LA Loma Federal Credit Union | First California Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 78 (stronger) |
| Capital cushion | 47 | 56 (stronger) |
| Loan quality | 93 (stronger) | 67 |
| Earnings | 44 | 100 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 51st | 74th |
| Total assets | $116.6M | $109.7M |
| Deposits / shares | $110.5M | $97.8M |
| Capital ratio | 9.73% | 10.58% (stronger) |
| Problem loans | 0.22% (stronger) | 0.98% |
| Net charge-offs | 0.19% (stronger) | 0.69% |
| Return on assets | 0.60% | 2.00% (stronger) |
| Loans ÷ deposits | 66.9% | 54.0% (stronger) |
| Uninsured deposits | 7.0% | 6.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 30.5% |
First California Federal Credit Union has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), LA Loma Federal Credit Union leads on 2 and First California Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.