TellerScore

LA Loma Federal Credit Union (NCUA charter #10351) is based in Loma Linda, California. Its Q2 2026 call report shows $116.6M in total assets and $110.5M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, LA Loma Federal Credit Union scores 70/100, which we describe as strong. That is higher than 51% of 1,341 credit unions with $100 million – $1 billion. Among 238 credit unions headquartered in California, it ranks 121st. Its strongest component is problem-loan coverage (97/100; 1.5%), and its lowest is earnings (44/100; 0.60%).

TellerScore · Q2 2026

Scorecard

Capital cushion47/100
Net worth ratio: 9.73%
Loan quality93/100
Loans 60+ days delinquent ÷ total loans: 0.22%
Earnings44/100
Return on assets (annualized): 0.60%
Funding & liquidity93/100
Loans ÷ shares: 66.9% · 7.0% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.48%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (72 → 70), mostly because the earnings component weakened by 9 points.

TellerScore
677072Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202470
Q4 202470
Q1 202571
Q2 202572
Q3 202572
Q4 202571
Q1 202669
Q2 202670
Net worth ratio
7.00%8.37%9.73%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.52%
Q3 20248.78%
Q4 20248.98%
Q1 20259.15%
Q2 20259.28%
Q3 20259.51%
Q4 20259.49%
Q1 20269.61%
Q2 20269.73%
Delinquent loans (60+ days)
0.04%0.22%0.40%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.40%
Q3 20240.24%
Q4 20240.24%
Q1 20250.24%
Q2 20250.04%
Q3 20250.10%
Q4 20250.19%
Q1 20260.13%
Q2 20260.22%
Return on assets
0.47%0.71%0.95%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.89%
Q3 20240.95%
Q4 20240.94%
Q1 20250.89%
Q2 20250.83%
Q3 20250.80%
Q4 20250.73%
Q1 20260.47%
Q2 20260.60%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$116.6M9.73%0.22%0.60%66.9%
Q1 202669$114.3M9.61%0.13%0.47%67.9%
Q4 202571$114.3M9.49%0.19%0.73%66.4%
Q3 202572$111.5M9.51%0.10%0.80%69.1%
Q2 202572$113.3M9.28%0.04%0.83%66.5%
Q1 202571$114.1M9.15%0.24%0.89%65.7%
Q4 202470$110.7M8.98%0.24%0.94%67.3%
Q3 202470$110.5M8.78%0.24%0.95%67.6%
Q2 202467$110.4M8.52%0.40%0.89%67.3%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.73%
24th
Problem loans0.22%
88th
Net charge-offs0.19%
72nd
Return on assets0.60%
39th
Loans to deposits66.9%
68th
Uninsured deposits7.0%
40th
Loan-loss reserves0.00%
50th
Texas ratio1.5%
82nd

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Smw 104 Federal Credit UnionCredit union Livermore, CA89 out of 100, Very strong$117.9M12.7%0.32%vs
Sea Air Federal Credit UnionCredit union Seal Beach, CA64 out of 100, Moderate$118.8M23.4%1.87%vs
United Local Credit UnionCredit union Fresno, CA79 out of 100, Strong$119.3M20.1%0.20%vs
Santa Ana Federal Credit UnionCredit union Santa Ana, CA90 out of 100, Very strong$111.6M13.5%0.06%vs
Thinkwise Federal Credit UnionCredit union San Bernardino, CA47 out of 100, Below average$122.8M8.6%1.48%vs
First California Federal Credit UnionCredit union Fresno, CA78 out of 100, Strong$109.7M10.6%0.98%vs

Deposit insurance

Is my money safe at LA Loma Federal Credit Union?

Yes. LA Loma Federal Credit Union is a federally insured credit union (NCUA charter #10351). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.0% of shares and deposits ($7.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.73%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

LA Loma Federal Credit Union lists 1 office in 1 city. Most locations:

  • Bryn Mawr, CA (1)

All branch addresses and map

Identity & history

Profile

Legal name
LA Loma Federal Credit Union
Type
Federal credit union
NCUA charter #
10351
RSSD ID
789387
Primary regulator
NCUA
Established
1955
Headquarters
PO Box 906, Loma Linda, CA 92354
Employees
25

Quick answers

LA Loma Federal Credit Union: common questions

Is LA Loma Federal Credit Union NCUA insured?

Yes. LA Loma Federal Credit Union is a federally insured credit union (NCUA charter #10351). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is LA Loma Federal Credit Union's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does LA Loma Federal Credit Union have?

1 office as of the latest NCUA data.