Side-by-side · Q2 2026 data
LA Loma Federal Credit Union vs United Local Credit Union
Metric by metric
| Measure | LA Loma Federal Credit Union | United Local Credit Union |
|---|---|---|
| TellerScore | 70 | 79 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 93 | 93 |
| Earnings | 44 (stronger) | 18 |
| Funding & liquidity | 93 (stronger) | 80 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 51st | 76th |
| Total assets | $116.6M | $119.3M |
| Deposits / shares | $110.5M | $94.6M |
| Capital ratio | 9.73% | 20.14% (stronger) |
| Problem loans | 0.22% | 0.20% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.58% |
| Return on assets | 0.60% (stronger) | -0.05% |
| Loans ÷ deposits | 66.9% (stronger) | 80.7% |
| Uninsured deposits | 7.0% (stronger) | 9.8% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.7% |
United Local Credit Union has the higher TellerScore (79 vs 70). On the 7 directional measures above (where higher or lower is clearly better), LA Loma Federal Credit Union leads on 4 and United Local Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.