Side-by-side · Q2 2026 data
La Salle State Bank vs Union Savings Bank
Metric by metric
| Measure | La Salle State Bank | Union Savings Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 66 |
| Capital cushion | 39 | 45 (stronger) |
| Loan quality | 95 (stronger) | 91 |
| Earnings | 42 (stronger) | 32 |
| Funding & liquidity | 95 (stronger) | 91 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 37th | 31st |
| Total assets | $183.2M | $182.0M |
| Deposits / shares | $155.9M | $166.1M |
| Capital ratio | 8.91% | 9.52% (stronger) |
| Problem loans | 0.16% (stronger) | 0.27% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.56% (stronger) | 0.31% |
| Loans ÷ deposits | 54.3% (stronger) | 69.4% |
| Uninsured deposits | 19.4% | 6.6% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
La Salle State Bank has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), La Salle State Bank leads on 5 and Union Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.