Side-by-side · Q2 2026 data
LA Terre Federal Credit Union vs Federal Employees Credit Union
Credit union
LA Terre Federal Credit Union
Houma, Louisiana · Under $100 million in assets
Metric by metric
| Measure | LA Terre Federal Credit Union | Federal Employees Credit Union |
|---|---|---|
| TellerScore | 40 | 82 (stronger) |
| Capital cushion | 17 | 100 (stronger) |
| Loan quality | 44 | 61 (stronger) |
| Earnings | 41 | 91 (stronger) |
| Funding & liquidity | 73 (stronger) | 60 |
| Problem-loan coverage | 49 | 95 (stronger) |
| Peer percentile | 3rd | 70th |
| Total assets | $25.4M | $22.4M |
| Deposits / shares | $23.8M | $14.9M |
| Capital ratio | 6.65% | 33.18% (stronger) |
| Problem loans | 1.68% | 1.18% (stronger) |
| Net charge-offs | 0.31% | 0.22% (stronger) |
| Return on assets | 0.52% | 1.79% (stronger) |
| Loans ÷ deposits | 87.5% (stronger) | 99.9% |
| Uninsured deposits | 0.3% (stronger) | 4.1% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Federal Employees Credit Union has the higher TellerScore (82 vs 40). On the 7 directional measures above (where higher or lower is clearly better), LA Terre Federal Credit Union leads on 2 and Federal Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.