TellerScore

Federal Employees Credit Union (NCUA charter #62929) is based in Monroe, Louisiana. Its Q2 2026 call report shows $22.4M in total assets and $14.9M in member shares and deposits.

Based on its Q2 2026 filing, Federal Employees Credit Union scores 82/100, which we describe as strong. That is higher than 70% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 29th. Its strongest component is capital cushion (100/100; 33.18%), and its lowest is funding & liquidity (60/100; 100% loans-to-deposits, 4% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 33.18%
Loan quality61/100
Loans 60+ days delinquent ÷ total loans: 1.18%
Earnings91/100
Return on assets (annualized): 1.79%
Funding & liquidity60/100
Loans ÷ shares: 99.9% · 4.1% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.35%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 11 points (71 → 82), mostly because the loan quality component improved by 35 points.

TellerScore
717986Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202486
Q3 202483
Q4 202474
Q1 202577
Q2 202571
Q3 202583
Q4 202585
Q1 202676
Q2 202682
Net worth ratio
7.00%20.09%33.18%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202431.63%
Q3 202432.82%
Q4 202432.38%
Q1 202532.17%
Q2 202533.05%
Q3 202532.64%
Q4 202532.04%
Q1 202632.11%
Q2 202633.18%
Delinquent loans (60+ days)
0.17%1.19%2.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.43%
Q3 20240.64%
Q4 20241.32%
Q1 20251.45%
Q2 20252.22%
Q3 20250.95%
Q4 20250.17%
Q1 20261.63%
Q2 20261.18%
Return on assets
1.02%1.40%1.79%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.43%
Q3 20241.53%
Q4 20241.02%
Q1 20251.57%
Q2 20251.70%
Q3 20251.68%
Q4 20251.07%
Q1 20261.46%
Q2 20261.79%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$22.4M33.18%1.18%1.79%99.9%
Q1 202676$22.8M32.11%1.63%1.46%95.1%
Q4 202585$22.6M32.04%0.17%1.07%99.6%
Q3 202583$22.3M32.64%0.95%1.68%102.4%
Q2 202571$21.7M33.05%2.22%1.70%108.6%
Q1 202577$22.0M32.17%1.45%1.57%107.0%
Q4 202474$21.6M32.38%1.32%1.02%107.6%
Q3 202483$21.5M32.82%0.64%1.53%111.7%
Q2 202486$22.0M31.63%0.43%1.43%101.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio33.18%
96th
Problem loans1.18%
35th
Net charge-offs0.22%
45th
Return on assets1.79%
91st
Loans to deposits99.9%
3rd
Uninsured deposits4.1%
27th
Loan-loss reserves0.00%
37th
Texas ratio2.4%
49th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Internal Revenue Federal Credit UnionCredit union New Orleans, LA89 out of 100, Very strong$22.5M14.1%0.22%vs
Feliciana Federal Credit UnionCredit union Zachary, LA70 out of 100, Strong$22.1M16.1%0.86%vs
New Orleans Police Department Emp. Credit UnionCredit union New Orleans, LA82 out of 100, Strong$22.0M41.4%0.82%vs
Acadian Federal Credit UnionCredit union Lafayette, LA83 out of 100, Strong$20.9M11.9%0.02%vs
People'S Credit UnionCredit union Rayne, LA72 out of 100, Strong$24.9M19.7%2.12%vs
LA Terre Federal Credit UnionCredit union Houma, LA40 out of 100, Below average$25.4M6.7%1.68%vs

Deposit insurance

Is my money safe at Federal Employees Credit Union?

Yes. Federal Employees Credit Union is a federally insured credit union (NCUA charter #62929). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.1% of shares and deposits ($616K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 33.18%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Federal Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62929
RSSD ID
238399
Primary regulator
State + NCUA
Established
1941
Headquarters
P.O. Box 5006, Monroe, LA 71211
Employees
4

Quick answers

Federal Employees Credit Union: common questions

Is Federal Employees Credit Union NCUA insured?

Yes. Federal Employees Credit Union is a federally insured credit union (NCUA charter #62929). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Federal Employees Credit Union's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.