Side-by-side · Q2 2026 data
LA Terre Federal Credit Union vs People'S Credit Union
Credit union
LA Terre Federal Credit Union
Houma, Louisiana · Under $100 million in assets
Metric by metric
| Measure | LA Terre Federal Credit Union | People'S Credit Union |
|---|---|---|
| TellerScore | 40 | 72 (stronger) |
| Capital cushion | 17 | 100 (stronger) |
| Loan quality | 44 (stronger) | 29 |
| Earnings | 41 | 55 (stronger) |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 49 | 91 (stronger) |
| Peer percentile | 3rd | 44th |
| Total assets | $25.4M | $24.9M |
| Deposits / shares | $23.8M | $19.9M |
| Capital ratio | 6.65% | 19.67% (stronger) |
| Problem loans | 1.68% (stronger) | 2.12% |
| Net charge-offs | 0.31% (stronger) | 0.32% |
| Return on assets | 0.52% | 0.88% (stronger) |
| Loans ÷ deposits | 87.5% | 50.3% (stronger) |
| Uninsured deposits | 0.3% (stronger) | 1.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.9% |
People'S Credit Union has the higher TellerScore (72 vs 40). On the 7 directional measures above (where higher or lower is clearly better), LA Terre Federal Credit Union leads on 3 and People'S Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.