The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 6 points (78 → 72), mostly because the loan quality component weakened by 16 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Louisiana

Yes. People'S Credit Union is a federally insured credit union (NCUA charter #62564). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.8% of shares and deposits ($366K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 19.67%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

People'S Credit Union lists 1 office in 1 city. Most locations:

• Rayne, LA (1)

All branch addresses and map

In 2025, People'S Credit Union reported 330 home-loan applications under HMDA (LEI 254900OVHD0ZZK65EQ86): 213 originated ($53,555,000 total), 61 denied, and 51 withdrawn or closed by the applicant. Its denial rate on decided applications was 21.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

People'S Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

62564

RSSD ID

565497

Primary regulator

State + NCUA

Established

1942

Headquarters

Po Box 290, Rayne, LA 70578

Employees

6