Side-by-side · Q2 2026 data
Labette Bank vs Peoples Choice Credit Union
Metric by metric
| Measure | Labette Bank | Peoples Choice Credit Union |
|---|---|---|
| TellerScore | 68 | 75 (stronger) |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 42 | 47 (stronger) |
| Earnings | 62 (stronger) | 43 |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 85 | 95 (stronger) |
| Peer percentile | 37th | 52nd |
| Total assets | $544.4M | $6.7M |
| Deposits / shares | $457.2M | $4.9M |
| Capital ratio | 13.06% | 26.32% (stronger) |
| Problem loans | 1.73% | 1.59% (stronger) |
| Net charge-offs | 0.01% (stronger) | 1.03% |
| Return on assets | 1.04% (stronger) | 0.58% |
| Loans ÷ deposits | 67.3% | 55.9% (stronger) |
| Uninsured deposits | 23.4% | 0.0% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.1% | — |
Peoples Choice Credit Union has the higher TellerScore (75 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Labette Bank leads on 2 and Peoples Choice Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.