Peoples Choice Credit Union (NCUA charter #60039) is based in Coffeyville, Kansas. Its Q2 2026 call report shows $6.7M in total assets and $4.9M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Peoples Choice Credit Union scores 75/100, which we describe as strong. That is higher than 52% of 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 26th. Its strongest component is capital cushion (100/100; 26.32%), and its lowest is earnings (43/100; 0.58%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 6 points (81 → 75), mostly because the loan quality component weakened by 44 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 56 |
| Q3 2024 | 59 |
| Q4 2024 | 68 |
| Q1 2025 | 72 |
| Q2 2025 | 81 |
| Q3 2025 | 78 |
| Q4 2025 | 72 |
| Q1 2026 | 78 |
| Q2 2026 | 75 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 23.62% |
| Q3 2024 | 24.94% |
| Q4 2024 | 25.17% |
| Q1 2025 | 25.92% |
| Q2 2025 | 26.21% |
| Q3 2025 | 26.79% |
| Q4 2025 | 26.69% |
| Q1 2026 | 26.56% |
| Q2 2026 | 26.32% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 3.08% |
| Q3 2024 | 3.13% |
| Q4 2024 | 1.84% |
| Q1 2025 | 1.73% |
| Q2 2025 | 0.26% |
| Q3 2025 | 0.66% |
| Q4 2025 | 1.03% |
| Q1 2026 | 0.28% |
| Q2 2026 | 1.59% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.28% |
| Q3 2024 | 0.06% |
| Q4 2024 | 0.02% |
| Q1 2025 | 0.41% |
| Q2 2025 | -0.08% |
| Q3 2025 | -0.01% |
| Q4 2025 | -0.34% |
| Q1 2026 | -0.71% |
| Q2 2026 | 0.58% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $6.7M | 26.32% | 1.59% | 0.58% | 55.9% |
| Q1 2026 | 78 | $6.6M | 26.56% | 0.28% | -0.71% | 58.1% |
| Q4 2025 | 72 | $6.6M | 26.69% | 1.03% | -0.34% | 59.4% |
| Q3 2025 | 78 | $6.7M | 26.79% | 0.66% | -0.01% | 61.8% |
| Q2 2025 | 81 | $6.8M | 26.21% | 0.26% | -0.08% | 58.1% |
| Q1 2025 | 72 | $6.9M | 25.92% | 1.73% | 0.41% | 59.3% |
| Q4 2024 | 68 | $7.1M | 25.17% | 1.84% | 0.02% | 57.2% |
| Q3 2024 | 59 | $7.2M | 24.94% | 3.13% | 0.06% | 55.0% |
| Q2 2024 | 56 | $7.5M | 23.62% | 3.08% | -0.28% | 51.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Kc Fairfax Federal Credit UnionCredit union Kansas City, KS | 52 out of 100, Below average | $6.8M | 8.5% | 0.96% | vs |
| Topeka Police Credit UnionCredit union Topeka, KS | 88 out of 100, Very strong | $6.3M | 15.7% | 0.05% | vs |
| Central Kansas Education Credit UnionCredit union Salina, KS | 81 out of 100, Strong | $6.0M | 13.5% | 0.15% | vs |
| Tri-County Credit UnionCredit union Grinnell, KS | 91 out of 100, Very strong | $5.9M | 16.5% | 0.00% | vs |
| Ellis Credit UnionCredit union Ellis, KS | 89 out of 100, Very strong | $5.6M | 17.1% | 0.00% | vs |
| Morton Credit UnionCredit union South Hutchinso, KS | 65 out of 100, Moderate | $5.5M | 13.6% | 1.33% | vs |
Deposit insurance
Is my money safe at Peoples Choice Credit Union?
Yes. Peoples Choice Credit Union is a federally insured credit union (NCUA charter #60039). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 26.32%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Peoples Choice Credit Union lists 1 office in 1 city. Most locations:
- Coffeyville, KS (1)
Identity & history
Profile
- Legal name
- Peoples Choice Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 60039
- RSSD ID
- 362593
- Primary regulator
- State + NCUA
- Established
- 1935
- Headquarters
- 402 W 12th St, Coffeyville, KS 67337
- Employees
- 3
Quick answers
Peoples Choice Credit Union: common questions
Is Peoples Choice Credit Union NCUA insured?
Yes. Peoples Choice Credit Union is a federally insured credit union (NCUA charter #60039). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Peoples Choice Credit Union's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Peoples Choice Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Coffeyville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Peoples State BankBank Cherryvale, KS | 89 out of 100, Very strong | $23.5M | 19.8% | 0.33% | vs |
| Kansas Teachers Community Credit UnionCredit union Pittsburg, KS | 83 out of 100, Strong | $125.3M | 15.3% | 1.24% | vs |
| Co-Operative Credit UnionCredit union Coffeyville, KS | 77 out of 100, Strong | $21.2M | 13.6% | 1.31% | vs |
| Solutions North BankBank Stockton, KS | 77 out of 100, Strong | $469.5M | 10.9% | 0.28% | vs |
| Welch State Bank of Welch, Okla.Bank Welch, OK | 76 out of 100, Strong | $449.8M | 10.2% | 0.36% | vs |
| FirstOak BankBank Independence, KS | 75 out of 100, Strong | $241.2M | 10.5% | 0.00% | vs |