Side-by-side · Q2 2026 data
Labor Management Federal Credit Union vs Whitesville Community Credit Union
Credit union
Labor Management Federal Credit Union
Lewisport, Kentucky · Under $100 million in assets
Credit union
Whitesville Community Credit Union
Whitesville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Labor Management Federal Credit Union | Whitesville Community Credit Union |
|---|---|---|
| TellerScore | 70 | 76 (stronger) |
| Capital cushion | 98 (stronger) | 74 |
| Loan quality | 37 | 39 (stronger) |
| Earnings | 48 | 100 (stronger) |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 84 | 89 (stronger) |
| Peer percentile | 40th | 54th |
| Total assets | $28.4M | $39.5M |
| Deposits / shares | $24.2M | $34.4M |
| Capital ratio | 14.76% (stronger) | 12.40% |
| Problem loans | 1.88% | 1.82% (stronger) |
| Net charge-offs | 0.16% | 0.01% (stronger) |
| Return on assets | 0.70% | 2.04% (stronger) |
| Loans ÷ deposits | 74.3% | 43.3% (stronger) |
| Uninsured deposits | 2.4% | 2.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Whitesville Community Credit Union has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Labor Management Federal Credit Union leads on 1 and Whitesville Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.