Labor Management Federal Credit Union is a federal credit union headquartered in Lewisport, Kentucky, in business for about 52 years. At the end of Q2 2026 it reported $28.4M in total assets and $24.2M in member shares and deposits, with 3 offices across 2 states.
Labor Management Federal Credit Union has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than only 40% of its 2,479 credit unions with under $100 million in assets. Among 51 credit unions headquartered in Kentucky, it ranks 33rd. Capital cushion contributes the most (98/100, 14.76%); loan quality contributes the least (37/100, 1.88%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (61 → 70), mostly because the earnings component improved by 37 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 52 |
| Q3 2024 | 62 |
| Q4 2024 | 70 |
| Q1 2025 | 59 |
| Q2 2025 | 61 |
| Q3 2025 | 70 |
| Q4 2025 | 63 |
| Q1 2026 | 82 |
| Q2 2026 | 70 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.06% |
| Q3 2024 | 12.19% |
| Q4 2024 | 12.91% |
| Q1 2025 | 12.21% |
| Q2 2025 | 13.63% |
| Q3 2025 | 14.38% |
| Q4 2025 | 14.73% |
| Q1 2026 | 14.68% |
| Q2 2026 | 14.76% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.13% |
| Q3 2024 | 0.89% |
| Q4 2024 | 0.45% |
| Q1 2025 | 1.08% |
| Q2 2025 | 1.44% |
| Q3 2025 | 1.15% |
| Q4 2025 | 2.18% |
| Q1 2026 | 0.49% |
| Q2 2026 | 1.88% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.04% |
| Q3 2024 | -0.31% |
| Q4 2024 | 0.00% |
| Q1 2025 | -1.16% |
| Q2 2025 | -0.24% |
| Q3 2025 | 0.21% |
| Q4 2025 | 0.42% |
| Q1 2026 | 0.83% |
| Q2 2026 | 0.70% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $28.4M | 14.76% | 1.88% | 0.70% | 74.3% |
| Q1 2026 | 82 | $28.3M | 14.68% | 0.49% | 0.83% | 78.8% |
| Q4 2025 | 63 | $27.8M | 14.73% | 2.18% | 0.42% | 81.3% |
| Q3 2025 | 70 | $28.0M | 14.38% | 1.15% | 0.21% | 82.7% |
| Q2 2025 | 61 | $29.0M | 13.63% | 1.44% | -0.24% | 81.2% |
| Q1 2025 | 59 | $31.9M | 12.21% | 1.08% | -1.16% | 75.3% |
| Q4 2024 | 70 | $30.9M | 12.91% | 0.45% | 0.00% | 81.0% |
| Q3 2024 | 62 | $32.2M | 12.19% | 0.89% | -0.31% | 80.1% |
| Q2 2024 | 52 | $33.1M | 12.06% | 2.13% | -0.04% | 79.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Kentucky
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lexington Postal Community Credit UnionCredit union Lexington, KY | 68 out of 100, Moderate | $27.2M | 9.5% | 0.22% | vs |
| Your Hometown Federal Credit UnionCredit union Mayfield, KY | 47 out of 100, Below average | $25.6M | 9.3% | 1.75% | vs |
| Main Impact Federal Credit UnionCredit union Murray, KY | 74 out of 100, Strong | $23.3M | 10.5% | 0.03% | vs |
| K I T Federal Credit UnionCredit union Louisville, KY | 76 out of 100, Strong | $23.1M | 11.9% | 0.35% | vs |
| Audubon Federal Credit UnionCredit union Owensboro, KY | 63 out of 100, Moderate | $34.4M | 9.0% | 1.00% | vs |
| Arh Federal Credit UnionCredit union Middlesboro, KY | 79 out of 100, Strong | $19.9M | 26.9% | 1.32% | vs |
Deposit insurance
Is my money safe at Labor Management Federal Credit Union?
Yes. Labor Management Federal Credit Union is a federally insured credit union (NCUA charter #21853). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.4% of shares and deposits ($584K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 14.76%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Labor Management Federal Credit Union lists 3 offices in 3 cities across 2 states. Most locations:
- Charlotte, NC (1)
- Hardinsburg, KY (1)
- Lewisport, KY (1)
Identity & history
Profile
- Legal name
- Labor Management Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 21853
- RSSD ID
- 234784
- Primary regulator
- NCUA
- Established
- 1974
- Headquarters
- 8225 U S Highway 60 W, Po Box 475, Lewisport, KY 42351
- Employees
- 7
Quick answers
Labor Management Federal Credit Union: common questions
Is Labor Management Federal Credit Union NCUA insured?
Yes. Labor Management Federal Credit Union is a federally insured credit union (NCUA charter #21853). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Labor Management Federal Credit Union's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Labor Management Federal Credit Union have?
3 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Lewisport
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Green River Area Federal Credit UnionCredit union Owensboro, KY | 89 out of 100, Very strong | $60.3M | 20.7% | 0.53% | vs |
| Owensboro Federal Credit UnionCredit union Owensboro, KY | 88 out of 100, Very strong | $88.3M | 14.2% | 0.26% | vs |
| Commonwealth Community Bank, Inc.Bank Hartford, KY | 83 out of 100, Strong | $157.7M | 14.7% | 0.24% | vs |
| Freedom BankBank Huntingburg, IN | 82 out of 100, Strong | $585.7M | 12.6% | 0.23% | vs |
| Daviess County Teachers Federal Credit UnionCredit union Owensboro, KY | 82 out of 100, Strong | $75.3M | 12.5% | 0.49% | vs |
| Heritage Federal Credit UnionCredit union Newburgh, IN | 77 out of 100, Strong | $1.0B | 12.3% | 0.33% | vs |