Side-by-side · Q2 2026 data
Lafayette State Bank vs Ameris Bank
Metric by metric
| Measure | Lafayette State Bank | Ameris Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 67 |
| Capital cushion | 49 | 64 (stronger) |
| Loan quality | 98 (stronger) | 81 |
| Earnings | 65 | 69 (stronger) |
| Funding & liquidity | 85 (stronger) | 28 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 57th | 63rd |
| Total assets | $252.2M | $28.4B |
| Deposits / shares | $229.0M | $22.7B |
| Capital ratio | 9.86% | 11.41% (stronger) |
| Problem loans | 0.06% (stronger) | 0.57% |
| Net charge-offs | -0.17% (stronger) | 0.20% |
| Return on assets | 1.13% | 1.23% (stronger) |
| Loans ÷ deposits | 72.3% (stronger) | 98.3% |
| Uninsured deposits | 17.8% (stronger) | 45.6% |
| Offices | 4 | 164 |
| CFPB complaints (3 yrs) | — | 272 |
| Complaints per $1B deposits | — | 12.0 |
| Mortgage denial rate (HMDA) | 28.6% | 10.5% |
Lafayette State Bank has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Lafayette State Bank leads on 5 and Ameris Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Live Oak, FL