Side-by-side · Q2 2026 data
Lake Central Bank vs Premier Bank Minnesota
Metric by metric
| Measure | Lake Central Bank | Premier Bank Minnesota |
|---|---|---|
| TellerScore | 86 (stronger) | 77 |
| Capital cushion | 62 (stronger) | 50 |
| Loan quality | 99 | 99 |
| Earnings | 100 (stronger) | 97 |
| Funding & liquidity | 81 (stronger) | 55 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 90th | 68th |
| Total assets | $291.3M | $691.5M |
| Deposits / shares | $257.3M | $620.1M |
| Capital ratio | 11.15% (stronger) | 10.02% |
| Problem loans | 0.04% (stronger) | 0.04% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 2.39% (stronger) | 1.93% |
| Loans ÷ deposits | 71.4% (stronger) | 86.9% |
| Uninsured deposits | 22.0% (stronger) | 31.6% |
| Offices | 3 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | 14.9% |
Lake Central Bank has the higher TellerScore (86 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Lake Central Bank leads on 6 and Premier Bank Minnesota on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.