Side-by-side · Q2 2026 data
Lake City Bank vs First Internet Bank of Indiana
Metric by metric
| Measure | Lake City Bank | First Internet Bank of Indiana |
|---|---|---|
| TellerScore | 73 (stronger) | 42 |
| Capital cushion | 69 (stronger) | 26 |
| Loan quality | 88 (stronger) | 48 |
| Earnings | 86 (stronger) | 33 |
| Funding & liquidity | 26 | 57 (stronger) |
| Problem-loan coverage | 95 (stronger) | 74 |
| Peer percentile | 70th | 3rd |
| Total assets | $7.2B | $5.5B |
| Deposits / shares | $6.3B | $4.8B |
| Capital ratio | 11.89% (stronger) | 7.57% |
| Problem loans | 0.36% (stronger) | 1.56% |
| Net charge-offs | 0.08% (stronger) | 1.70% |
| Return on assets | 1.66% (stronger) | 0.32% |
| Loans ÷ deposits | 86.9% | 78.6% (stronger) |
| Uninsured deposits | 57.6% | 36.9% (stronger) |
| Offices | 55 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.4% | — |
Lake City Bank has the higher TellerScore (73 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Lake City Bank leads on 5 and First Internet Bank of Indiana on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.