Side-by-side · Q2 2026 data
Lake Huron Credit Union vs Family First Credit Union
Metric by metric
| Measure | Lake Huron Credit Union | Family First Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 45 |
| Capital cushion | 98 (stronger) | 50 |
| Loan quality | 58 (stronger) | 13 |
| Earnings | 57 (stronger) | 30 |
| Funding & liquidity | 66 | 89 (stronger) |
| Problem-loan coverage | 87 (stronger) | 74 |
| Peer percentile | 49th | 5th |
| Total assets | $81.5M | $96.8M |
| Deposits / shares | $66.9M | $88.4M |
| Capital ratio | 14.80% (stronger) | 9.98% |
| Problem loans | 1.25% (stronger) | 2.62% |
| Net charge-offs | 0.13% (stronger) | 0.94% |
| Return on assets | 0.92% (stronger) | 0.25% |
| Loans ÷ deposits | 94.6% | 54.3% (stronger) |
| Uninsured deposits | 5.3% (stronger) | 25.4% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 56.5% | — |
Lake Huron Credit Union has the higher TellerScore (74 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Lake Huron Credit Union leads on 6 and Family First Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.