Side-by-side · Q2 2026 data
Lake Huron Credit Union vs Members First Credit Union
Metric by metric
| Measure | Lake Huron Credit Union | Members First Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 63 |
| Capital cushion | 98 (stronger) | 42 |
| Loan quality | 58 | 78 (stronger) |
| Earnings | 57 (stronger) | 49 |
| Funding & liquidity | 66 | 78 (stronger) |
| Problem-loan coverage | 87 | 89 (stronger) |
| Peer percentile | 49th | 29th |
| Total assets | $81.5M | $905.4M |
| Deposits / shares | $66.9M | $779.5M |
| Capital ratio | 14.80% (stronger) | 9.21% |
| Problem loans | 1.25% | 0.65% (stronger) |
| Net charge-offs | 0.13% (stronger) | 1.06% |
| Return on assets | 0.92% (stronger) | 0.72% |
| Loans ÷ deposits | 94.6% | 82.6% (stronger) |
| Uninsured deposits | 5.3% (stronger) | 6.6% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 56.5% | — |
Lake Huron Credit Union has the higher TellerScore (74 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Lake Huron Credit Union leads on 5 and Members First Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.