Side-by-side · Q2 2026 data
Lake Michigan Credit Union vs Genisys Credit Union
Metric by metric
| Measure | Lake Michigan Credit Union | Genisys Credit Union |
|---|---|---|
| TellerScore | 73 | 81 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 88 (stronger) | 64 |
| Earnings | 67 | 88 (stronger) |
| Funding & liquidity | 63 (stronger) | 61 |
| Problem-loan coverage | 95 (stronger) | 87 |
| Peer percentile | 71st | 89th |
| Total assets | $17.3B | $6.6B |
| Deposits / shares | $14.7B | $5.5B |
| Capital ratio | 11.27% | 15.47% (stronger) |
| Problem loans | 0.35% (stronger) | 1.09% |
| Net charge-offs | 0.16% (stronger) | 0.59% |
| Return on assets | 1.18% | 1.70% (stronger) |
| Loans ÷ deposits | 92.8% (stronger) | 98.9% |
| Uninsured deposits | 18.5% | 8.4% (stronger) |
| Offices | 38 | 33 |
| CFPB complaints (3 yrs) | 156 | — |
| Complaints per $1B deposits | 10.6 | — |
| Mortgage denial rate (HMDA) | 7.3% | 18.7% |
Genisys Credit Union has the higher TellerScore (81 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Lake Michigan Credit Union leads on 3 and Genisys Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.