Side-by-side · Q2 2026 data
Lake Trust Credit Union vs Honor Credit Union
Metric by metric
| Measure | Lake Trust Credit Union | Honor Credit Union |
|---|---|---|
| TellerScore | 62 | 70 (stronger) |
| Capital cushion | 58 | 72 (stronger) |
| Loan quality | 65 | 69 (stronger) |
| Earnings | 48 | 55 (stronger) |
| Funding & liquidity | 69 | 75 (stronger) |
| Problem-loan coverage | 85 | 87 (stronger) |
| Peer percentile | 30th | 58th |
| Total assets | $2.9B | $1.9B |
| Deposits / shares | $2.5B | $1.6B |
| Capital ratio | 10.84% | 12.16% (stronger) |
| Problem loans | 1.06% | 0.92% (stronger) |
| Net charge-offs | 0.66% | 0.54% (stronger) |
| Return on assets | 0.70% | 0.87% (stronger) |
| Loans ÷ deposits | 86.6% | 84.8% (stronger) |
| Uninsured deposits | 19.4% | 9.6% (stronger) |
| Offices | 16 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 44.1% | 22.6% |
Honor Credit Union has the higher TellerScore (70 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Lake Trust Credit Union leads on 0 and Honor Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.