Side-by-side · Q2 2026 data
Lakehurst Naval Federal Credit Union vs Garden State Federal Credit Union
Credit union
Lakehurst Naval Federal Credit Union
Joint Base MDL, New Jersey · Under $100 million in assets
Credit union
Garden State Federal Credit Union
Moorestown, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Lakehurst Naval Federal Credit Union | Garden State Federal Credit Union |
|---|---|---|
| TellerScore | 61 (stronger) | 54 |
| Capital cushion | 75 (stronger) | 64 |
| Loan quality | 0 | 22 (stronger) |
| Earnings | 72 (stronger) | 47 |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 87 (stronger) | 73 |
| Peer percentile | 23rd | 13th |
| Total assets | $37.9M | $37.5M |
| Deposits / shares | $33.0M | $33.3M |
| Capital ratio | 12.54% (stronger) | 11.44% |
| Problem loans | 3.50% | 2.33% (stronger) |
| Net charge-offs | -0.57% (stronger) | 1.15% |
| Return on assets | 1.30% (stronger) | 0.67% |
| Loans ÷ deposits | 27.5% (stronger) | 75.5% |
| Uninsured deposits | 7.1% | 5.1% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lakehurst Naval Federal Credit Union has the higher TellerScore (61 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Lakehurst Naval Federal Credit Union leads on 5 and Garden State Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.