TellerScore

Lakehurst Naval Federal Credit Union (NCUA charter #7958) is based in Joint Base MDL, New Jersey. Its Q2 2026 call report shows $37.9M in total assets and $33.0M in member shares and deposits and 1 office.

Lakehurst Naval Federal Credit Union has a TellerScore of 61 out of 100 (moderate) based on Q2 2026 data — higher than only 23% of its 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 89th. Funding & liquidity contributes the most (100/100, 28% loans-to-deposits, 7% uninsured); loan quality contributes the least (0/100, 3.50%).

TellerScore · Q2 2026

Scorecard

Capital cushion75/100
Net worth ratio: 12.54%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.50%
Earnings72/100
Return on assets (annualized): 1.30%
Funding & liquidity100/100
Loans ÷ shares: 27.5% · 7.1% uninsured
Problem-loan coverage87/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.69%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (54 → 61), mostly because the earnings component improved by 26 points.

TellerScore
495866Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202461
Q4 202454
Q1 202556
Q2 202554
Q3 202557
Q4 202549
Q1 202666
Q2 202661
Net worth ratio
7.00%9.77%12.54%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.26%
Q3 202412.15%
Q4 202411.76%
Q1 202511.00%
Q2 202511.66%
Q3 202511.72%
Q4 202511.22%
Q1 202612.49%
Q2 202612.54%
Delinquent loans (60+ days)
2.02%2.90%3.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.76%
Q3 20243.38%
Q4 20243.30%
Q1 20252.02%
Q2 20252.92%
Q3 20252.87%
Q4 20253.11%
Q1 20263.77%
Q2 20263.50%
Return on assets
0.20%2.20%4.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.68%
Q3 20241.43%
Q4 20240.79%
Q1 20250.20%
Q2 20250.65%
Q3 20250.95%
Q4 20250.29%
Q1 20264.20%
Q2 20261.30%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202661$37.9M12.54%3.50%1.30%27.5%
Q1 202666$39.6M12.49%3.77%4.20%27.3%
Q4 202549$40.6M11.22%3.11%0.29%27.2%
Q3 202557$40.3M11.72%2.87%0.95%27.5%
Q2 202554$39.2M11.66%2.92%0.65%27.5%
Q1 202556$40.5M11.00%2.02%0.20%26.8%
Q4 202454$38.0M11.76%3.30%0.79%28.5%
Q3 202461$37.6M12.15%3.38%1.43%29.4%
Q2 202465$36.5M12.26%2.76%1.68%31.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.54%
36th
Problem loans3.50%
10th
Net charge-offs-0.57%
98th
Return on assets1.30%
79th
Loans to deposits27.5%
91st
Uninsured deposits7.1%
12th
Loan-loss reserves0.00%
37th
Texas ratio6.7%
22nd

Similar-size credit unions in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
Garden State Federal Credit UnionCredit union Moorestown, NJ54 out of 100, Below average$37.5M11.4%2.33%vs
N.J.T. Employees Federal Credit UnionCredit union Waldwick, NJ66 out of 100, Moderate$39.5M11.2%0.87%vs
Postal Employees Credit UnionCredit union Yardville, NJ72 out of 100, Strong$35.7M15.3%0.87%vs
Public Service Federal Credit UnionCredit union Middlesex, NJ84 out of 100, Strong$40.4M15.9%1.24%vs
Community Financial Services Federal Credit UnionCredit union Roselle, NJ46 out of 100, Below average$30.6M13.4%2.88%vs
Manville Area Federal Credit UnionCredit union Manville, NJ77 out of 100, Strong$29.8M11.9%0.00%vs

Deposit insurance

Is my money safe at Lakehurst Naval Federal Credit Union?

Yes. Lakehurst Naval Federal Credit Union is a federally insured credit union (NCUA charter #7958). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.1% of shares and deposits ($2.3M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.54%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Lakehurst Naval Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Lakehurst Naval Federal Credit Union
Type
Federal credit union
NCUA charter #
7958
RSSD ID
576587
Primary regulator
NCUA
Established
1952
Headquarters
60 Lansdowne Rd, Joint Base MDL, NJ 08733
Employees
6

Quick answers

Lakehurst Naval Federal Credit Union: common questions

Is Lakehurst Naval Federal Credit Union NCUA insured?

Yes. Lakehurst Naval Federal Credit Union is a federally insured credit union (NCUA charter #7958). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Lakehurst Naval Federal Credit Union's TellerScore?

61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Lakehurst Naval Federal Credit Union have?

1 office as of the latest NCUA data.