Side-by-side · Q2 2026 data
Lakehurst Naval Federal Credit Union vs N.J.T. Employees Federal Credit Union
Credit union
Lakehurst Naval Federal Credit Union
Joint Base MDL, New Jersey · Under $100 million in assets
Credit union
N.J.T. Employees Federal Credit Union
Waldwick, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Lakehurst Naval Federal Credit Union | N.J.T. Employees Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 66 (stronger) |
| Capital cushion | 75 (stronger) | 62 |
| Loan quality | 0 | 71 (stronger) |
| Earnings | 72 (stronger) | 26 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 87 | 97 (stronger) |
| Peer percentile | 23rd | 32nd |
| Total assets | $37.9M | $39.5M |
| Deposits / shares | $33.0M | $34.6M |
| Capital ratio | 12.54% (stronger) | 11.23% |
| Problem loans | 3.50% | 0.87% (stronger) |
| Net charge-offs | -0.57% (stronger) | 0.74% |
| Return on assets | 1.30% (stronger) | 0.14% |
| Loans ÷ deposits | 27.5% | 20.6% (stronger) |
| Uninsured deposits | 7.1% | 3.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
N.J.T. Employees Federal Credit Union has the higher TellerScore (66 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Lakehurst Naval Federal Credit Union leads on 3 and N.J.T. Employees Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.