Side-by-side · Q2 2026 data
Lakehurst Naval Federal Credit Union vs Public Service Federal Credit Union
Credit union
Lakehurst Naval Federal Credit Union
Joint Base MDL, New Jersey · Under $100 million in assets
Credit union
Public Service Federal Credit Union
Middlesex, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Lakehurst Naval Federal Credit Union | Public Service Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 84 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 0 | 59 (stronger) |
| Earnings | 72 | 73 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 87 | 95 (stronger) |
| Peer percentile | 23rd | 75th |
| Total assets | $37.9M | $40.4M |
| Deposits / shares | $33.0M | $33.9M |
| Capital ratio | 12.54% | 15.91% (stronger) |
| Problem loans | 3.50% | 1.24% (stronger) |
| Net charge-offs | -0.57% (stronger) | -0.25% |
| Return on assets | 1.30% | 1.33% (stronger) |
| Loans ÷ deposits | 27.5% (stronger) | 39.2% |
| Uninsured deposits | 7.1% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Public Service Federal Credit Union has the higher TellerScore (84 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Lakehurst Naval Federal Credit Union leads on 2 and Public Service Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.