Side-by-side · Q2 2026 data
Lakes Federal Credit Union vs Martin County Cooperative
Metric by metric
| Measure | Lakes Federal Credit Union | Martin County Cooperative |
|---|---|---|
| TellerScore | 83 (stronger) | 67 |
| Capital cushion | 100 | 100 |
| Loan quality | 69 (stronger) | 9 |
| Earnings | 61 | 89 (stronger) |
| Funding & liquidity | 95 (stronger) | 62 |
| Problem-loan coverage | 93 (stronger) | 73 |
| Peer percentile | 72nd | 34th |
| Total assets | $28.0M | $24.6M |
| Deposits / shares | $23.7M | $20.5M |
| Capital ratio | 15.19% | 16.62% (stronger) |
| Problem loans | 0.92% (stronger) | 2.74% |
| Net charge-offs | -0.10% (stronger) | 0.05% |
| Return on assets | 1.04% | 1.71% (stronger) |
| Loans ÷ deposits | 65.5% (stronger) | 98.5% |
| Uninsured deposits | 0.0% (stronger) | 8.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lakes Federal Credit Union has the higher TellerScore (83 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Lakes Federal Credit Union leads on 5 and Martin County Cooperative on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.