Side-by-side · Q2 2026 data
Lakeshore Federal Credit Union vs Manistique Federal Credit Union
Credit union
Manistique Federal Credit Union
Manistique, Michigan · Under $100 million in assets
Metric by metric
| Measure | Lakeshore Federal Credit Union | Manistique Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 79 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 99 (stronger) | 36 |
| Earnings | 40 | 81 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 59th | 62nd |
| Total assets | $45.2M | $44.2M |
| Deposits / shares | $39.9M | $36.8M |
| Capital ratio | 11.87% | 15.79% (stronger) |
| Problem loans | 0.04% (stronger) | 1.92% |
| Net charge-offs | 0.13% | 0.08% (stronger) |
| Return on assets | 0.51% | 1.53% (stronger) |
| Loans ÷ deposits | 33.1% (stronger) | 48.7% |
| Uninsured deposits | 5.0% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Manistique Federal Credit Union has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Lakeshore Federal Credit Union leads on 2 and Manistique Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.