Side-by-side · Q2 2026 data
Lakeside Bank vs FCB Banks
Metric by metric
| Measure | Lakeside Bank | FCB Banks |
|---|---|---|
| TellerScore | 75 (stronger) | 66 |
| Capital cushion | 60 (stronger) | 35 |
| Loan quality | 99 (stronger) | 75 |
| Earnings | 92 | 92 |
| Funding & liquidity | 26 | 66 (stronger) |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 77th | 40th |
| Total assets | $2.9B | $2.6B |
| Deposits / shares | $2.5B | $2.3B |
| Capital ratio | 10.99% (stronger) | 8.45% |
| Problem loans | 0.03% (stronger) | 0.76% |
| Net charge-offs | -0.02% (stronger) | 0.01% |
| Return on assets | 1.81% (stronger) | 1.79% |
| Loans ÷ deposits | 93.4% | 89.4% (stronger) |
| Uninsured deposits | 51.7% | 19.7% (stronger) |
| Offices | 11 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | 9.4% |
Lakeside Bank has the higher TellerScore (75 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Lakeside Bank leads on 5 and FCB Banks on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.