The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 3 points (72 → 75), mostly because the earnings component improved by 12 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Illinois

Yes. Lakeside Bank is an FDIC-insured institution (FDIC certificate #19573). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 51.7% of deposits ($1.3B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.99%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.56% (benchmark: 10%).

Check how much of your own balance is covered

Lakeside Bank lists 11 offices in 6 cities. Most locations:

• Chicago, IL (6)
• Elmhurst, IL (1)
• Mount Prospect, IL (1)
• Naperville, IL (1)
• Oakbrook Terrace, IL (1)
• Park Ridge, IL (1)

All branch addresses and map

In 2025, Lakeside Bank reported 102 home-loan applications under HMDA (LEI 549300DUTN4RUBI81Z18): 79 originated ($141,075,000 total), 2 denied, and 11 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Lakeside Bank

Type

State-chartered bank

FDIC certificate #

19573

RSSD ID

201834

Primary regulator

FDIC

Holding company

Lakeside Bcorp Inc

Established

April 1, 1966

Headquarters

55 W Wacker Dr, Chicago, IL 60601

Website

www.lakesidebank.com

Employees

203