Side-by-side · Q2 2026 data
Lakeside Bank vs Intouch Credit Union
Metric by metric
| Measure | Lakeside Bank | Intouch Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 55 |
| Capital cushion | 94 (stronger) | 39 |
| Loan quality | 100 (stronger) | 54 |
| Earnings | 87 (stronger) | 59 |
| Funding & liquidity | 73 (stronger) | 71 |
| Problem-loan coverage | 100 (stronger) | 75 |
| Peer percentile | 97th | 12th |
| Total assets | $389.2M | $837.4M |
| Deposits / shares | $311.6M | $744.2M |
| Capital ratio | 14.37% (stronger) | 8.95% |
| Problem loans | 0.00% (stronger) | 1.38% |
| Net charge-offs | 0.00% (stronger) | 0.61% |
| Return on assets | 1.67% (stronger) | 0.97% |
| Loans ÷ deposits | 83.4% (stronger) | 88.9% |
| Uninsured deposits | 18.1% | 7.5% (stronger) |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 36.6% |
Lakeside Bank has the higher TellerScore (92 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Lakeside Bank leads on 6 and Intouch Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.