Side-by-side · Q2 2026 data
Lakeside Bank vs Irving City Employees Federal Credit Union
Credit union
Irving City Employees Federal Credit Union
Irving, Texas · Under $100 million in assets
Metric by metric
| Measure | Lakeside Bank | Irving City Employees Federal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 86 |
| Capital cushion | 94 (stronger) | 70 |
| Loan quality | 100 (stronger) | 81 |
| Earnings | 87 | 100 (stronger) |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 97th | 80th |
| Total assets | $389.2M | $85.8M |
| Deposits / shares | $311.6M | $75.2M |
| Capital ratio | 14.37% (stronger) | 11.99% |
| Problem loans | 0.00% (stronger) | 0.56% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.67% | 2.36% (stronger) |
| Loans ÷ deposits | 83.4% | 53.6% (stronger) |
| Uninsured deposits | 18.1% | 3.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lakeside Bank has the higher TellerScore (92 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Lakeside Bank leads on 4 and Irving City Employees Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.