Side-by-side · Q2 2026 data
Lakeside Bank vs Oak Cliff Christian Federal Credit Union
Credit union
Oak Cliff Christian Federal Credit Union
Dallas, Texas · Under $100 million in assets
Metric by metric
| Measure | Lakeside Bank | Oak Cliff Christian Federal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 56 |
| Capital cushion | 94 (stronger) | 22 |
| Loan quality | 100 (stronger) | 74 |
| Earnings | 87 (stronger) | 57 |
| Funding & liquidity | 73 | 74 (stronger) |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 97th | 16th |
| Total assets | $389.2M | $7.8M |
| Deposits / shares | $311.6M | $7.2M |
| Capital ratio | 14.37% (stronger) | 7.22% |
| Problem loans | 0.00% (stronger) | 0.78% |
| Net charge-offs | 0.00% (stronger) | 0.33% |
| Return on assets | 1.67% (stronger) | 0.92% |
| Loans ÷ deposits | 83.4% (stronger) | 85.9% |
| Uninsured deposits | 18.1% | 4.6% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lakeside Bank has the higher TellerScore (92 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Lakeside Bank leads on 6 and Oak Cliff Christian Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.