Side-by-side · Q2 2026 data
Lakeside Bank vs Service 1st Credit Union
Metric by metric
| Measure | Lakeside Bank | Service 1st Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 91 |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 100 (stronger) | 74 |
| Earnings | 87 | 89 (stronger) |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 97th | 90th |
| Total assets | $389.2M | $71.3M |
| Deposits / shares | $311.6M | $58.9M |
| Capital ratio | 14.37% | 16.78% (stronger) |
| Problem loans | 0.00% (stronger) | 0.78% |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 1.67% | 1.72% (stronger) |
| Loans ÷ deposits | 83.4% | 60.4% (stronger) |
| Uninsured deposits | 18.1% | 3.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lakeside Bank has the higher TellerScore (92 vs 91). On the 7 directional measures above (where higher or lower is clearly better), Lakeside Bank leads on 3 and Service 1st Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.