Side-by-side · Q2 2026 data
Lakeside Bank vs Southwest Financial Federal Credit Union
Credit union
Southwest Financial Federal Credit Union
Farmers Branch, Texas · Under $100 million in assets
Metric by metric
| Measure | Lakeside Bank | Southwest Financial Federal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 72 |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 100 (stronger) | 68 |
| Earnings | 87 (stronger) | 39 |
| Funding & liquidity | 73 (stronger) | 57 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 97th | 44th |
| Total assets | $389.2M | $85.3M |
| Deposits / shares | $311.6M | $71.3M |
| Capital ratio | 14.37% | 15.20% (stronger) |
| Problem loans | 0.00% (stronger) | 0.95% |
| Net charge-offs | 0.00% (stronger) | 2.30% |
| Return on assets | 1.67% (stronger) | 0.48% |
| Loans ÷ deposits | 83.4% (stronger) | 103.1% |
| Uninsured deposits | 18.1% | 0.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.5% |
Lakeside Bank has the higher TellerScore (92 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Lakeside Bank leads on 5 and Southwest Financial Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.