Side-by-side · Q2 2026 data
Lakeside Bank vs Texans Credit Union
Metric by metric
| Measure | Lakeside Bank | Texans Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 70 |
| Capital cushion | 94 (stronger) | 61 |
| Loan quality | 100 (stronger) | 77 |
| Earnings | 87 (stronger) | 54 |
| Funding & liquidity | 73 | 81 (stronger) |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 97th | 58th |
| Total assets | $389.2M | $2.6B |
| Deposits / shares | $311.6M | $2.3B |
| Capital ratio | 14.37% (stronger) | 11.07% |
| Problem loans | 0.00% (stronger) | 0.69% |
| Net charge-offs | 0.00% (stronger) | 0.49% |
| Return on assets | 1.67% (stronger) | 0.84% |
| Loans ÷ deposits | 83.4% | 79.6% (stronger) |
| Uninsured deposits | 18.1% | 10.0% (stronger) |
| Offices | 2 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lakeside Bank has the higher TellerScore (92 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Lakeside Bank leads on 5 and Texans Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.