Texans Credit Union (NCUA charter #60806) is based in Richardson, Texas. Its Q2 2026 call report shows $2.6B in total assets and $2.3B in member shares and deposits and 13 offices.
Based on its Q2 2026 filing, Texans Credit Union scores 70/100, which we describe as strong. That is higher than 58% of 454 credit unions with $1 billion – $10 billion. Among 380 credit unions headquartered in Texas, it ranks 209th. Its strongest component is problem-loan coverage (91/100; 4.4%), and its lowest is earnings (54/100; 0.84%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (73 → 70), mostly because the loan quality component weakened by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 72 |
| Q4 2024 | 72 |
| Q1 2025 | 73 |
| Q2 2025 | 73 |
| Q3 2025 | 73 |
| Q4 2025 | 70 |
| Q1 2026 | 70 |
| Q2 2026 | 70 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.55% |
| Q3 2024 | 10.72% |
| Q4 2024 | 10.86% |
| Q1 2025 | 10.62% |
| Q2 2025 | 10.94% |
| Q3 2025 | 10.93% |
| Q4 2025 | 10.84% |
| Q1 2026 | 10.68% |
| Q2 2026 | 11.07% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.30% |
| Q3 2024 | 0.38% |
| Q4 2024 | 0.44% |
| Q1 2025 | 0.36% |
| Q2 2025 | 0.36% |
| Q3 2025 | 0.45% |
| Q4 2025 | 0.68% |
| Q1 2026 | 0.62% |
| Q2 2026 | 0.69% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.92% |
| Q3 2024 | 0.89% |
| Q4 2024 | 0.93% |
| Q1 2025 | 0.96% |
| Q2 2025 | 1.02% |
| Q3 2025 | 1.00% |
| Q4 2025 | 0.98% |
| Q1 2026 | 0.87% |
| Q2 2026 | 0.84% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $2.6B | 11.07% | 0.69% | 0.84% | 79.6% |
| Q1 2026 | 70 | $2.6B | 10.68% | 0.62% | 0.87% | 76.9% |
| Q4 2025 | 70 | $2.5B | 10.84% | 0.68% | 0.98% | 77.3% |
| Q3 2025 | 73 | $2.4B | 10.93% | 0.45% | 1.00% | 79.5% |
| Q2 2025 | 73 | $2.3B | 10.94% | 0.36% | 1.02% | 80.0% |
| Q1 2025 | 73 | $2.3B | 10.62% | 0.36% | 0.96% | 77.4% |
| Q4 2024 | 72 | $2.2B | 10.86% | 0.44% | 0.93% | 77.5% |
| Q3 2024 | 72 | $2.2B | 10.72% | 0.38% | 0.89% | 76.5% |
| Q2 2024 | 73 | $2.2B | 10.55% | 0.30% | 0.92% | 74.6% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| A+ Federal Credit UnionCredit union Austin, TX | 61 out of 100, Moderate | $2.6B | 13.7% | 2.08% | vs |
| Austin Telco Federal Credit UnionCredit union Austin, TX | 78 out of 100, Strong | $2.5B | 14.0% | 0.35% | vs |
| Credit Union of TexasCredit union Allen, TX | 43 out of 100, Below average | $2.6B | 8.1% | 1.59% | vs |
| Jsc Federal Credit UnionCredit union Houston, TX | 66 out of 100, Moderate | $2.6B | 12.0% | 1.08% | vs |
| Advancial Federal Credit UnionCredit union Dallas, TX | 43 out of 100, Below average | $2.4B | 8.0% | 1.33% | vs |
| Texas Trust Credit UnionCredit union Mansfield, TX | 62 out of 100, Moderate | $2.1B | 10.6% | 0.94% | vs |
Deposit insurance
Is my money safe at Texans Credit Union?
Yes. Texans Credit Union is a federally insured credit union (NCUA charter #60806). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 10.0% of shares and deposits ($228.9M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 11.07%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
13 locations
Branches
Texans Credit Union lists 13 offices in 11 cities. Most locations:
- Dallas, TX (2)
- Garland, TX (2)
- Addison, TX (1)
- Allen, TX (1)
- Carrollton, TX (1)
- Frisco, TX (1)
- Irving, TX (1)
- McKinney, TX (1)
- Plano, TX (1)
- Richardson, TX (1)
- Wylie, TX (1)
CFPB TCCP survey · December 31, 2025
Credit card terms
| Card | Purchase APR | Annual fee | Late fee | Foreign fee |
|---|---|---|---|---|
| Premier Rewards Card | 13.65% – 17.99% | $0 | $25 | 1.0% |
Identity & history
Profile
- Legal name
- Texans Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 60806
- RSSD ID
- 244792
- Primary regulator
- State + NCUA
- Established
- 1953
- Headquarters
- PO Box 853912, Richardson, TX 75085
- Employees
- 324
Quick answers
Texans Credit Union: common questions
Is Texans Credit Union NCUA insured?
Yes. Texans Credit Union is a federally insured credit union (NCUA charter #60806). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Texans Credit Union's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Texans Credit Union have?
13 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Richardson
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA | 96 out of 100, Very strong | $58.2M | 22.0% | 0.33% | vs |
| Lakeside BankBank Rockwall, TX | 92 out of 100, Very strong | $389.2M | 14.4% | 0.00% | vs |
| Light Commerce Credit UnionCredit union Houston, TX | 92 out of 100, Very strong | $5.0M | 26.8% | 0.93% | vs |
| Metro Medical Credit UnionCredit union Dallas, TX | 91 out of 100, Very strong | $82.7M | 17.9% | 0.66% | vs |
| Safe 1 Credit UnionCredit union Bakersfield, CA | 90 out of 100, Very strong | $1.2B | 16.0% | 0.37% | vs |
| The State Credit UnionCredit union Charleston, WV | 90 out of 100, Very strong | $95.3M | 19.1% | 0.25% | vs |