Side-by-side · Q2 2026 data
Lakeside Bank vs The MINT National Bank
Metric by metric
| Measure | Lakeside Bank | The MINT National Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 61 |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 100 (stronger) | 7 |
| Earnings | 87 (stronger) | 78 |
| Funding & liquidity | 73 (stronger) | 52 |
| Problem-loan coverage | 100 (stronger) | 57 |
| Peer percentile | 97th | 20th |
| Total assets | $389.2M | $388.9M |
| Deposits / shares | $311.6M | $306.5M |
| Capital ratio | 14.37% | 18.35% (stronger) |
| Problem loans | 0.00% (stronger) | 2.78% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.67% (stronger) | 1.44% |
| Loans ÷ deposits | 83.4% (stronger) | 100.8% |
| Uninsured deposits | 18.1% (stronger) | 21.8% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lakeside Bank has the higher TellerScore (92 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Lakeside Bank leads on 5 and The MINT National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.