Side-by-side · Q2 2026 data
Lamar Bank and Trust Company vs Community First Bank
Metric by metric
| Measure | Lamar Bank and Trust Company | Community First Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 67 |
| Capital cushion | 52 (stronger) | 36 |
| Loan quality | 98 (stronger) | 68 |
| Earnings | 92 | 100 (stronger) |
| Funding & liquidity | 70 | 74 (stronger) |
| Problem-loan coverage | 99 (stronger) | 85 |
| Peer percentile | 75th | 34th |
| Total assets | $269.0M | $258.9M |
| Deposits / shares | $235.1M | $234.6M |
| Capital ratio | 10.20% (stronger) | 8.57% |
| Problem loans | 0.05% (stronger) | 0.95% |
| Net charge-offs | 0.01% (stronger) | 0.94% |
| Return on assets | 1.80% | 2.35% (stronger) |
| Loans ÷ deposits | 86.4% | 84.7% (stronger) |
| Uninsured deposits | 18.7% | 16.6% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.9% |
Lamar Bank and Trust Company has the higher TellerScore (79 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Lamar Bank and Trust Company leads on 4 and Community First Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.