Side-by-side · Q2 2026 data
Lamar Bank and Trust Company vs Community Point Bank
Metric by metric
| Measure | Lamar Bank and Trust Company | Community Point Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 71 |
| Capital cushion | 52 (stronger) | 32 |
| Loan quality | 98 | 98 |
| Earnings | 92 (stronger) | 88 |
| Funding & liquidity | 70 (stronger) | 65 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 75th | 47th |
| Total assets | $269.0M | $259.7M |
| Deposits / shares | $235.1M | $227.4M |
| Capital ratio | 10.20% (stronger) | 8.20% |
| Problem loans | 0.05% (stronger) | 0.07% |
| Net charge-offs | 0.01% (stronger) | 0.15% |
| Return on assets | 1.80% (stronger) | 1.70% |
| Loans ÷ deposits | 86.4% (stronger) | 93.2% |
| Uninsured deposits | 18.7% | 17.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Lamar Bank and Trust Company has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Lamar Bank and Trust Company leads on 6 and Community Point Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.