Side-by-side · Q2 2026 data
Lamar National Bank vs Peoples Bank
Metric by metric
| Measure | Lamar National Bank | Peoples Bank |
|---|---|---|
| TellerScore | 73 | 76 (stronger) |
| Capital cushion | 56 (stronger) | 46 |
| Loan quality | 95 (stronger) | 92 |
| Earnings | 49 | 93 (stronger) |
| Funding & liquidity | 90 (stronger) | 73 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 53rd | 64th |
| Total assets | $375.9M | $185.4M |
| Deposits / shares | $335.9M | $168.4M |
| Capital ratio | 10.64% (stronger) | 9.56% |
| Problem loans | 0.15% (stronger) | 0.25% |
| Net charge-offs | 0.05% | 0.03% (stronger) |
| Return on assets | 0.73% | 1.83% (stronger) |
| Loans ÷ deposits | 64.9% (stronger) | 87.2% |
| Uninsured deposits | 19.5% | 13.6% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.2% | — |
Peoples Bank has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Lamar National Bank leads on 3 and Peoples Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.