Side-by-side · Q2 2026 data
Lampco Federal Credit Union vs Independent Federal Credit Union
Credit union
Independent Federal Credit Union
Anderson, Indiana · Under $100 million in assets
Metric by metric
| Measure | Lampco Federal Credit Union | Independent Federal Credit Union |
|---|---|---|
| TellerScore | 56 (stronger) | 45 |
| Capital cushion | 47 | 60 (stronger) |
| Loan quality | 70 (stronger) | 0 |
| Earnings | 24 | 35 (stronger) |
| Funding & liquidity | 71 | 94 (stronger) |
| Problem-loan coverage | 85 (stronger) | 62 |
| Peer percentile | 16th | 5th |
| Total assets | $89.6M | $93.6M |
| Deposits / shares | $81.0M | $83.1M |
| Capital ratio | 9.70% | 10.95% (stronger) |
| Problem loans | 0.89% (stronger) | 3.43% |
| Net charge-offs | 0.45% (stronger) | 1.37% |
| Return on assets | 0.11% | 0.38% (stronger) |
| Loans ÷ deposits | 89.2% | 65.9% (stronger) |
| Uninsured deposits | 1.2% (stronger) | 2.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.5% |
Lampco Federal Credit Union has the higher TellerScore (56 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Lampco Federal Credit Union leads on 4 and Independent Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.