Headquartered in Anderson, Indiana, Lampco Federal Credit Union is a federal credit union with $89.6M in total assets and $81.0M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1962.
Based on its Q2 2026 filing, Lampco Federal Credit Union scores 56/100, which we describe as moderate. That is higher than only 16% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 106th. Its strongest component is problem-loan coverage (85/100; 7.7%), and its lowest is earnings (24/100; 0.11%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (54 → 56), mostly because the earnings component weakened by 20 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 55 |
| Q3 2024 | 56 |
| Q4 2024 | 52 |
| Q1 2025 | 55 |
| Q2 2025 | 54 |
| Q3 2025 | 55 |
| Q4 2025 | 53 |
| Q1 2026 | 46 |
| Q2 2026 | 56 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.14% |
| Q3 2024 | 9.17% |
| Q4 2024 | 8.63% |
| Q1 2025 | 8.53% |
| Q2 2025 | 8.56% |
| Q3 2025 | 8.66% |
| Q4 2025 | 8.55% |
| Q1 2026 | 8.51% |
| Q2 2026 | 9.70% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.35% |
| Q3 2024 | 1.44% |
| Q4 2024 | 1.35% |
| Q1 2025 | 1.09% |
| Q2 2025 | 1.09% |
| Q3 2025 | 1.13% |
| Q4 2025 | 1.30% |
| Q1 2026 | 1.35% |
| Q2 2026 | 0.89% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.63% |
| Q3 2024 | 0.76% |
| Q4 2024 | 0.41% |
| Q1 2025 | 0.42% |
| Q2 2025 | 0.59% |
| Q3 2025 | 0.70% |
| Q4 2025 | 0.70% |
| Q1 2026 | -0.16% |
| Q2 2026 | 0.11% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 56 | $89.6M | 9.70% | 0.89% | 0.11% | 89.2% |
| Q1 2026 | 46 | $89.3M | 8.51% | 1.35% | -0.16% | 81.4% |
| Q4 2025 | 53 | $83.7M | 8.55% | 1.30% | 0.70% | 88.4% |
| Q3 2025 | 55 | $79.5M | 8.66% | 1.13% | 0.70% | 86.6% |
| Q2 2025 | 54 | $75.9M | 8.56% | 1.09% | 0.59% | 87.4% |
| Q1 2025 | 55 | $76.8M | 8.53% | 1.09% | 0.42% | 74.5% |
| Q4 2024 | 52 | $73.5M | 8.63% | 1.35% | 0.41% | 74.6% |
| Q3 2024 | 56 | $74.1M | 9.17% | 1.44% | 0.76% | 77.1% |
| Q2 2024 | 55 | $70.1M | 9.14% | 1.35% | 0.63% | 82.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Evansville Federal Credit UnionCredit union Evansville, IN | 74 out of 100, Strong | $90.2M | 14.5% | 1.50% | vs |
| Firefighters Credit UnionCredit union Indianapolis, IN | 79 out of 100, Strong | $88.1M | 12.6% | 0.27% | vs |
| Members Source Credit UnionCredit union Merrillville, IN | 71 out of 100, Strong | $92.0M | 14.0% | 1.83% | vs |
| Public Service #3 Credit UnionCredit union Fort Wayne, IN | 71 out of 100, Strong | $86.9M | 11.7% | 0.89% | vs |
| Family Horizons Credit UnionCredit union Indianapolis, IN | 66 out of 100, Moderate | $93.2M | 11.1% | 0.42% | vs |
| Independent Federal Credit UnionCredit union Anderson, IN | 45 out of 100, Below average | $93.6M | 10.9% | 3.43% | vs |
Deposit insurance
Is my money safe at Lampco Federal Credit Union?
Yes. Lampco Federal Credit Union is a federally insured credit union (NCUA charter #15248). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 1.2% of shares and deposits ($943K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.70%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Lampco Federal Credit Union lists 1 office in 1 city. Most locations:
- Anderson, IN (1)
Identity & history
Profile
- Legal name
- Lampco Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 15248
- RSSD ID
- 44787
- Primary regulator
- NCUA
- Established
- 1962
- Headquarters
- 5411 Dr Martin Luther King Jr Blvd, Anderson, IN 46013
- Employees
- 26
Quick answers
Lampco Federal Credit Union: common questions
Is Lampco Federal Credit Union NCUA insured?
Yes. Lampco Federal Credit Union is a federally insured credit union (NCUA charter #15248). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Lampco Federal Credit Union's TellerScore?
56 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Lampco Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Anderson
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| H a L E Federal Credit UnionCredit union Indianapolis, IN | 100 out of 100, Very strong | $399K | 25.1% | 0.00% | vs |
| Professional Police Officers Credit UnionCredit union Indianapolis, IN | 92 out of 100, Very strong | $58.7M | 14.8% | 0.00% | vs |
| Greenfield Banking CompanyBank Greenfield, IN | 84 out of 100, Strong | $930.5M | 13.9% | 0.35% | vs |
| Eastern Indiana Federal Credit UnionCredit union New Castle, IN | 84 out of 100, Strong | $44.4M | 13.5% | 1.05% | vs |
| South Bend Firefighters Federal Credit UnionCredit union South Bend, IN | 82 out of 100, Strong | $64.3M | 23.6% | 1.07% | vs |
| Kemba Indianapolis Credit UnionCredit union Indianapolis, IN | 82 out of 100, Strong | $82.3M | 16.0% | 1.04% | vs |