Side-by-side · Q2 2026 data
Lampco Federal Credit Union vs Public Service #3 Credit Union
Metric by metric
| Measure | Lampco Federal Credit Union | Public Service #3 Credit Union |
|---|---|---|
| TellerScore | 56 | 71 (stronger) |
| Capital cushion | 47 | 67 (stronger) |
| Loan quality | 70 | 70 |
| Earnings | 24 | 51 (stronger) |
| Funding & liquidity | 71 | 92 (stronger) |
| Problem-loan coverage | 85 | 91 (stronger) |
| Peer percentile | 16th | 42nd |
| Total assets | $89.6M | $86.9M |
| Deposits / shares | $81.0M | $75.9M |
| Capital ratio | 9.70% | 11.74% (stronger) |
| Problem loans | 0.89% (stronger) | 0.89% |
| Net charge-offs | 0.45% | 0.22% (stronger) |
| Return on assets | 0.11% | 0.78% (stronger) |
| Loans ÷ deposits | 89.2% | 68.7% (stronger) |
| Uninsured deposits | 1.2% (stronger) | 4.4% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Public Service #3 Credit Union has the higher TellerScore (71 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Lampco Federal Credit Union leads on 2 and Public Service #3 Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.