Side-by-side · Q2 2026 data
Lan-Fair Federal Credit Union vs Miami University Community Federal Credit Union
Credit union
Miami University Community Federal Credit Union
Oxford, Ohio · Under $100 million in assets
Metric by metric
| Measure | Lan-Fair Federal Credit Union | Miami University Community Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 59 |
| Capital cushion | 50 | 77 (stronger) |
| Loan quality | 88 (stronger) | 20 |
| Earnings | 36 | 38 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 82 |
| Peer percentile | 38th | 20th |
| Total assets | $72.9M | $77.4M |
| Deposits / shares | $65.5M | $66.8M |
| Capital ratio | 10.00% | 12.73% (stronger) |
| Problem loans | 0.37% (stronger) | 2.41% |
| Net charge-offs | 0.02% (stronger) | 0.31% |
| Return on assets | 0.39% | 0.45% (stronger) |
| Loans ÷ deposits | 26.9% (stronger) | 55.7% |
| Uninsured deposits | 8.7% | 3.3% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lan-Fair Federal Credit Union has the higher TellerScore (69 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Lan-Fair Federal Credit Union leads on 4 and Miami University Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.