TellerScore

Lan-Fair Federal Credit Union is a federal credit union headquartered in Lancaster, Ohio, in business for about 60 years. At the end of Q2 2026 it reported $72.9M in total assets and $65.5M in member shares and deposits, with 2 offices.

Based on its Q2 2026 filing, Lan-Fair Federal Credit Union scores 69/100, which we describe as moderate. That is higher than only 38% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 101st. Its strongest component is funding & liquidity (100/100; 27% loans-to-deposits, 9% uninsured), and its lowest is earnings (36/100; 0.39%).

TellerScore · Q2 2026

Scorecard

Capital cushion50/100
Net worth ratio: 10.00%
Loan quality88/100
Loans 60+ days delinquent ÷ total loans: 0.37%
Earnings36/100
Return on assets (annualized): 0.39%
Funding & liquidity100/100
Loans ÷ shares: 26.9% · 8.7% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.89%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (67 → 69), mostly because the earnings component improved by 14 points.

TellerScore
676971Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202468
Q3 202469
Q4 202469
Q1 202568
Q2 202567
Q3 202569
Q4 202569
Q1 202671
Q2 202669
Net worth ratio
7.00%8.69%10.38%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202410.37%
Q3 202410.38%
Q4 202410.26%
Q1 20259.85%
Q2 20259.76%
Q3 20259.81%
Q4 20259.86%
Q1 20269.88%
Q2 202610.00%
Delinquent loans (60+ days)
0.00%0.18%0.37%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.24%
Q3 20240.13%
Q4 20240.06%
Q1 20250.07%
Q2 20250.16%
Q3 20250.02%
Q4 20250.00%
Q1 20260.01%
Q2 20260.37%
Return on assets
-0.02%0.19%0.39%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 2024-0.02%
Q3 2024-0.01%
Q4 2024-0.01%
Q1 20250.01%
Q2 20250.05%
Q3 20250.08%
Q4 20250.08%
Q1 20260.27%
Q2 20260.39%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$72.9M10.00%0.37%0.39%26.9%
Q1 202671$72.9M9.88%0.01%0.27%25.9%
Q4 202569$72.5M9.86%0.00%0.08%26.5%
Q3 202569$72.7M9.81%0.02%0.08%25.6%
Q2 202567$72.8M9.76%0.16%0.05%25.7%
Q1 202568$71.9M9.85%0.07%0.01%26.4%
Q4 202469$69.0M10.26%0.06%-0.01%27.9%
Q3 202469$68.2M10.38%0.13%-0.01%29.0%
Q2 202468$68.3M10.37%0.24%-0.02%29.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.00%
16th
Problem loans0.37%
65th
Net charge-offs0.02%
66th
Return on assets0.39%
37th
Loans to deposits26.9%
91st
Uninsured deposits8.7%
9th
Loan-loss reserves0.00%
37th
Texas ratio0.9%
67th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Integrity Federal Credit UnionCredit union Barberton, OH74 out of 100, Strong$73.4M9.8%0.42%vs
Jeep Country Federal Credit UnionCredit union Holland, OH53 out of 100, Below average$72.1M15.1%3.66%vs
Champion Credit UnionCredit union Toledo, OH73 out of 100, Strong$74.1M11.6%0.89%vs
L C E Federal Credit UnionCredit union Painesville, OH73 out of 100, Strong$74.3M10.3%0.54%vs
Kh Credit Union, Inc.Credit union Dayton, OH79 out of 100, Strong$71.1M12.9%0.31%vs
Doy Federal Credit UnionCredit union Youngstown, OH85 out of 100, Very strong$70.8M14.1%0.25%vs

Deposit insurance

Is my money safe at Lan-Fair Federal Credit Union?

Yes. Lan-Fair Federal Credit Union is a federally insured credit union (NCUA charter #17327). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.7% of shares and deposits ($5.7M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.00%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Lan-Fair Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Lan-Fair Federal Credit Union
Type
Federal credit union
NCUA charter #
17327
RSSD ID
269085
Primary regulator
NCUA
Established
1966
Headquarters
926 Prestige Blvd, Lancaster, OH 43130
Employees
8

Quick answers

Lan-Fair Federal Credit Union: common questions

Is Lan-Fair Federal Credit Union NCUA insured?

Yes. Lan-Fair Federal Credit Union is a federally insured credit union (NCUA charter #17327). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Lan-Fair Federal Credit Union's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Lan-Fair Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Lancaster

InstitutionScoreAssetsCapitalProblem loansCompare
Nationwide Trust Company, FSBBank Columbus, OH94 out of 100, Very strong$153.6M36.9%0.00%vs
Homeland Credit UnionCredit union Chillicothe, OH82 out of 100, Strong$624.2M15.8%1.10%vs
Adelphi BankBank Columbus, OH80 out of 100, Strong$124.5M15.8%0.00%vs
Erebor Bank, N.A.Bank Columbus, OH78 out of 100, Strong$4.7B38.8%0.00%vs
German American BankBank Jasper, IN75 out of 100, Strong$8.4B11.2%0.45%vs
Union Savings BankBank Cincinnati, OH74 out of 100, Strong$4.0B10.5%0.70%vs