Side-by-side · Q2 2026 data
Lanai Federal Credit Union vs Signia Federal Credit Union
Metric by metric
| Measure | Lanai Federal Credit Union | Signia Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 63 |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 71 (stronger) | 24 |
| Earnings | 75 (stronger) | 30 |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 98 (stronger) | 84 |
| Peer percentile | 59th | 26th |
| Total assets | $38.2M | $34.0M |
| Deposits / shares | $33.6M | $28.0M |
| Capital ratio | 11.89% | 17.17% (stronger) |
| Problem loans | 0.88% (stronger) | 2.28% |
| Net charge-offs | 0.16% | 0.06% (stronger) |
| Return on assets | 1.37% (stronger) | 0.24% |
| Loans ÷ deposits | 16.9% (stronger) | 74.8% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lanai Federal Credit Union has the higher TellerScore (78 vs 63). On the 6 directional measures above (where higher or lower is clearly better), Lanai Federal Credit Union leads on 4 and Signia Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.