Side-by-side · Q2 2026 data
Land of Lincoln Credit Union vs Earthmover Credit Union
Metric by metric
| Measure | Land of Lincoln Credit Union | Earthmover Credit Union |
|---|---|---|
| TellerScore | 58 | 87 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 70 | 75 (stronger) |
| Earnings | 29 | 72 (stronger) |
| Funding & liquidity | 78 | 92 (stronger) |
| Problem-loan coverage | 84 | 96 (stronger) |
| Peer percentile | 16th | 91st |
| Total assets | $498.9M | $471.7M |
| Deposits / shares | $443.7M | $385.6M |
| Capital ratio | 9.81% | 19.34% (stronger) |
| Problem loans | 0.91% | 0.75% (stronger) |
| Net charge-offs | 0.44% | 0.34% (stronger) |
| Return on assets | 0.23% | 1.30% (stronger) |
| Loans ÷ deposits | 82.2% | 68.1% (stronger) |
| Uninsured deposits | 6.8% | 0.0% (stronger) |
| Offices | 15 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.9% | — |
Earthmover Credit Union has the higher TellerScore (87 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Land of Lincoln Credit Union leads on 0 and Earthmover Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.